Advertisements
If you live in the United States and are looking for a credit card no annual fee, with generous cashback in different categories and the benefits of the flag Mastercard World Elite, the Chase Freedom Flex℠ is an excellent choice.
(You will be redirected to another page)
In this guide, you will learn how to apply for the card, what documents are required, and the main benefits it offers.
Step-by-Step Guide to Applying for Chase Freedom Flex℠
1. Make sure you qualify
This card is recommended for people with credit good to excellent. To have a better chance of approval, you must:
- To be legal US resident
- To have SSN (Social Security Number) or ITIN
- To have stable income and positive credit history
2. Go to the official Chase website
Enter the official website of Chase Bank and go to the credit cards section. Find the Chase Freedom Flex℠ and click on “Apply Now” (Apply Now).
(You will be redirected to another website)
3. Fill out the application form
You will be required to provide your personal and financial information, such as:
- Full name
- US Address
- Employment and annual income
- SSN or ITIN number
- Phone number and email
4. Submit documents if necessary
In some cases, Chase may ask for additional documents:
- Valid identification document (ID, driver's license, or passport)
- Proof of income (pay stubs, W-2, tax return)
- Proof of residence (electricity bill, bank statement, rental agreement)
5. Wait for the credit analysis
The answer may be instant, but it can also take a few days. After approval, the card will be shipped to the provided US address.
6. Activate your card and start using it
After receiving the card, activate it by Chase Mobile app or through the website. You can start earning cashback on your everyday purchases.
Required Documents
✅ Photo ID (driver's license, passport, or state ID)
✅ Social Security Number (SSN) or ITIN
✅ Proof of income (pay stub, tax return, etc.)
✅ Proof of US residency (utility bill, bank statement)
(You will be redirected to another website)
Chase Freedom Flex Rates and Conditions
- Annuity: $0
- APR (interest): Variable, between 20.49% and 29.24%, depending on your credit
- Cashback:
- 5% in quarterly rotating categories (up to $1,500 per quarter, with activation)
- 5% on trips purchased through the Chase Travel portal
- 3% in restaurants (includes delivery and takeout)
- 3% in pharmacies
- 1% on all other purchases
- Welcome Bonus:
- Win $200 after spending $500 in the first 3 months
- International transaction fee:
- ❌ Yes – snake 3% on purchases made outside the US
Who Should Apply for This Card?
✅ People with good or excellent credit
✅ Who spends regularly on restaurants, pharmacies and travel
✅ Who wants flexible rewards and extra benefits with Mastercard
✅ Users who prefer simple cashback, without paying an annual fee
❌ Not recommended for those who make a lot of international purchases (due to the 3% fee)
Conclusion
THE Chase Freedom Flex is a great option for those who want high cashback, without paying an annual fee and with the trust of a leading US bank.
With rotating 5% categories, a generous welcome bonus and Mastercard World Elite benefits, it is ideal for consumers who want real rewards in everyday life with full control through the Chase app.