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If you are in Poland and looking for a reliable credit card, globally accepted, with full control via app and flexible installment options, the Alior Bank Mastercard Classic is an excellent choice.
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This card offers practicality, security, and the convenience of managing your finances directly from your smartphone. Additionally, you can count on a series of benefits, such as access to a international acceptance network, virtual card for online purchases and the integration with digital wallets such as Google Pay and Apple Pay.
Here's one step by step guide to request your card and all important information about the process:
Step by Step Guide to Requesting the Alior Bank Mastercard Classic Card
- Visit Alior Bank's official website or visit a branch
- You can start the request online through the Alior Bank website, or you can also go to one of the physical branches spread throughout Poland.
- Alternatively, the mobile app also allows you to start the application process.
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- Fill out the application form
- Enter your personal information such as full name, address in Poland, PESEL number (or passport, if you are a foreigner), occupation and income.
- Choose the type of bank account
- The credit card is linked to an account on Alior BankIf you are not already a customer, you will need to open an account during the application process.
- Identity verification
- You can confirm your identity in a in person in agencies or through digital methods accepted by the bank, such as sending scanned documents.
- Wait for the analysis and sending of the card
- After credit analysis, the card will be shipped to your address. The average delivery time is 5 to 10 business days after approval.
Documents Required to Request the Alior Bank Mastercard Classic Card
- Valid identity document (Dowód osobisty or passport)
- PESEL Number (or alternative data for foreigners)
- Proof of residence in Poland
- Proof of income (employment contract, payslip or bank statement)
- Active phone number and email for communication.
Alior Bank Mastercard Classic Card Fees and Conditions
| Service | Standard Condition |
|---|---|
| Annual/monthly fee | About 5–9 PLN per month (may be exempt with minimal use) |
| ATM withdrawals | Additional fee (varies by location and currency) |
| Shopping abroad | Currency conversion + Mastercard fee |
| Invoice installment | Available with interest (details in the app or customer service) |
| Additional card | Optional, with extra charge |
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Digital Features and Extra Benefits
- Alior Mobile App: Control your transactions, limit and invoices in real time, directly from your cell phone.
- Virtual card: For online shopping safer and more secure protection of your data.
- Instant notifications: Receive alerts in real time of each movement made.
- Digital wallet compatibility: Apple Pay, Google Pay, Garmin Pay, Fitbit Pay.
- 3D Secure Authentication (Mastercard SecureCode): Guaranteed security when shopping online.
- Direct installment payment: Pay for your purchases or invoice in installments directly in the app or through customer service.
- Additional services: Access to shopping insurance, trips, points program (optional).
Alior Bank Mastercard Classic: A Versatile Card with Technology and Security
THE Alior Bank Mastercard Classic combines the solidity of a modern bank with a efficient digital platform, offering complete control and security in your purchases, whether in day by day or during trips international.
If you value practicality, easy management by cell phone and useful benefits, this card is an excellent choice for residents of Poland and foreigners living in the country.