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If you live in Germany and are looking for a credit card with no annual fee, worldwide acceptance, full app control and advanced fraud protection, Barclaycard New Visa may be the ideal choice for your finances.
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With a combination of practicality, security, and transparency, it meets both everyday needs and the demands of frequent travelers.
🌟 Why Choose Barclaycard New Visa?
The Barclaycard New Visa is a modern, secure and affordable card, with the following advantages:
- 100% without annual fee, forever
- Accepted on millions of establishments worldwide
- Free withdrawals in Germany and abroad
- Complete application for financial control
- Enhanced security with Visa Secure and Two-Factor Authentication
- Virtual card for online shopping
- Integration with Apple Pay and Google Pay
📝 Step by Step Guide to Applying for the Barclaycard New Visa
1. Access the Official Barclays Germany Website
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2. Fill out the Online Form
You will enter data such as:
- Full name
- Address in Germany
- Nationality
- Monthly income
- Employment status
3. Verify your Identity (Identitätsprüfung)
Two options available:
- VideoIdent – Verification via video call
- PostIdent – In-person verification at the Post Office (Deutsche Post)
4. Wait for the Credit Analysis (SCHUFA)
After submitting your application, the bank will conduct a credit analysis based on your financial history. The response is usually quick.
5. Receive your Card
If approved, your card will be sent to your address in Germany within 7 to 10 business days.
📑 Required Documents
To speed up approval, please have the following on hand:
- Identity document (passport or Personalausweis)
- Proof of residence (Anmeldung)
- Steuer-ID (German tax number)
- Proof of income (employment contract, statements or pay slips)
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💰 Fees and Conditions
| Service | Condition |
|---|---|
| Annuity | Free forever |
| Withdrawals in Germany and abroad | Free (except ATM fees) |
| Exchange rate | 1,99% in purchases outside the euro zone |
| Invoice installment | Available with interest between 16% and 18% per year |
| Interest for delay | Applied in case of non-payment by the due date |
📲 Barclaycard App Digital Features
- Real-time expense tracking
- View and pay your invoice
- Request for limit increase
- Virtual card for online purchases
- Purchase notifications and security alerts
- Complete card management via smartphone
👤 Who is the Barclaycard New Visa suitable for?
- ✔️ Anyone living in Germany and looking for an international card with no annual fee
- ✔️ Young people and students starting out in the financial system
- ✔️ People who shop online or via apps
- ✔️ Those who travel and need free withdrawals abroad
- ✔️ Users who value autonomy and financial control via app
✅ Conclusion
THE Barclaycard New Visa is one of the most advantageous cards for those living in Germany:
- It does not have annuity, monthly fee or hidden fixed fees
- Offers full digital control
- It is ideal for travelers, students and professionals
- It counts with the Barclays' credibility, one of the largest banks in the world
If you want financial freedom, transparency and ease of managing your money, this is the right card for you.