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If you are looking for a credit card no annual fee, with full control via app and transparent fees, the Sbanken Visa Credit Card is an excellent choice. With a 100% digital platform, Sbanken is recognized for its transparency, innovation, and ease of use.
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This card is ideal for those living in Norway—both Norwegians and foreigners with legal residence—who want a simple, secure credit option with no hidden fees.
✅ Step by Step to Request the Sbanken Visa Card
1️⃣ Create your Sbanken Account
Before applying for the card, you must be a bank customer. Opening an account is quick and free online.
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2️⃣ Verify Your Identity
During registration, you will need to confirm your identity through BankID, official authentication system in Norway.
3️⃣ Request the Card via the App or Internet Banking
Once your account is approved and active, access the app or online platform and go to the cards section. There you can request yours. Sbanken Visa Credit Card.
4️⃣ Wait for the Credit Analysis
Sbanken will conduct a credit check (kredittsjekk) based on your income and financial history. A response is usually provided within a few hours or even the same business day.
5️⃣ Receive the Card at Home
If approved, the card will be shipped to your registered address in Norway. Activation is done directly through the bank's app.
🧾 Required Documents
You must present:
- 📄 Fødselsnummer (Norwegian personal identity number)
- 📬 Residence registration in Norway (Folkeregisteret)
- 💼 Proof of income (extract, employment contract or last income tax)
- 🛂 Passport or valid identity document
📌 Important: You must have legal residency in Norway and access to BankID to complete the process.
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💳 Sbanken Visa Card Fees and Conditions
- Annuity: ❌ Zero
- Revolving interest: ✔️ Yes, only if you do not pay the full amount of the invoice
- ATM withdrawals: ✔️ Allowed, but subject to interest from the moment of withdrawal
- International purchases: ✔️ Allowed, with Visa exchange rate and small spread
- Limit control: ✔️ Can be adjusted via app
💡 Tip: Use your card for purchases and avoid cash withdrawals—it's the most economical way to use it.
⭐ Benefits of the Sbanken Credit Card
📱 Complete and Intuitive Application
Manage everything through the Sbanken app (Android and iOS):
- Track your spending in real time
- Pay bills
- Adjust limits
- Block or unblock the card
- Receive instant alerts for every purchase
🌍 Internationally Accepted
The card is issued with the flag Visa, being accepted in millions of establishments worldwide — both online and physical.
🔒 High-Level Security
- Authentication via 3D Secure
- Real-time notifications
- Ability to enable or disable international, online, or regional usage directly through the app
💬 Efficient Digital Service
100% digital support, with chat support and quick response, directly through the app or website.
🏆 Conclusion
THE Sbanken Credit Card is the perfect option for those who want:
- One card with no annual fee
- Total financial control through the app
- National and international use
- Advanced digital security
- Ease and transparency
Ideal for residents, students, and expats in Norway who want convenience, savings, and reliability. If you want a modern and functional card, Sbanken Visa is an excellent choice.