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If you are looking for a credit card in the United States that offers personalized cashback, low entry fee and smart benefits, the Bank of America Customized Cash Rewards Credit Card may be the right choice for you.
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With a flexible rewards structure, this card is ideal for those who want to maximize earnings in categories that are truly part of their daily lives, such as supermarkets, gas stations, restaurants, and even online shopping.
Key Benefits of the Bank of America Customized Cash Rewards Credit Card ✅
✅ Customizable Cashback
Win 3% cashback in the category of your choice, such as gasoline, online shopping, restaurants, travel, pharmacies, or home improvements. Plus, receive 2% in supermarkets and wholesale clubs, and 1% on all other purchases.
✅ No Annual Fee
You can enjoy all the benefits of this card without paying an annual fee, which further increases the value of your cashback.
✅ Welcome Bonus
Win one cash bonus (Offer valid for new customers) after spending a minimum amount in the first 90 days after opening the account. Ideal for those who want to start off on the right foot.
✅ Ideal for existing Bank of America customers
If you have a checking or savings account with Bank of America, you can receive up to 75% more cashback through the Preferred Rewards program. An excellent benefit for those who already use the bank.
✅ Simple Management with the Bank of America App
Track your spending, view accumulated rewards, and pay your bills directly through the app, with complete security and convenience.
✅ Protection and Security
Fraud monitoring, real-time alerts, and zero liability for unauthorized transactions—all to ensure your card's security.
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Why Choose Customized Cash Rewards from Bank of America?
🔄 Flexibility in Rewards: You choose where you want to earn the most—and you can even change the category each month if you want. This means more control and more return.
📱 Technology and practicality: With the Bank of America app, you can easily control everything, including tracking cashback.
🏦 Integration with the bank: If you're already a Bank of America customer, maximize your benefits even further with extra bonuses.
🌎 Global acceptance: With the Visa brand, you can use your card worldwide, including for international online purchases.
Conclusion
THE Bank of America Customized Cash Rewards Credit Card is ideal for those who want flexible rewards, real economy and total control of your card.
The option to choose the category with the highest cashback and the fact that it has no annual fee make this card one of the most interesting options on the American market.
Whether for everyday use, travel or online shopping, this card offers rewards that fit your lifestyle, with all the security and credibility of one of the largest banks in the USA.
FAQ – Bank of America Customized Cash Rewards Credit Card
1. Does the card have an annual fee?
No. This card has no annual fee, which makes it even more advantageous.
2. Can I change the category of 3%?
Yes! You can choose and change your 3% category once a month, through the app or online banking.
3. Is there a cashback limit on bonus categories?
Yes. 3% and 2% cashback is limited to $2,500 in combined purchases per quarter. After that, purchases receive 1% back.
4. Who can benefit most from this card?
This card is ideal for people who make recurring purchases in specific categories like gasoline, groceries, or online shopping, and want to have control over where they earn the most.
5. Is it necessary to have a Bank of America account to apply?
No. Anyone with approved credit can apply. But existing customers can receive up to 75% extra bonus in rewards through the Preferred Rewards program.