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If you live in the United States and are looking for a credit card no annual fee, with excellent rewards program and focus on everyday spending — especially on restaurants and streaming services — US Bank Altitude Go Visa Signature Card is one of the best options available.
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With cashback across multiple categories, a welcome bonus, and Visa Signature benefits, this card combines convenience, rewards, and zero cost.
Key Benefits of the US Bank Altitude Go Visa
✅ No Annual Fee
Use the card without worrying about annual fees—ideal for those who want rewards without maintenance costs.
✅ Generous Rewards (Cashback for points)
- 4x points per dollar on restaurants, including delivery and fast food
- 2x points per dollar on supermarkets, streaming services and gas stations
- 1x point per dollar on all other purchases
Points do not expire as long as your account is active.
✅ Welcome Bonus
Win 20,000 points (equivalent to $200 in credit or rewards) after spending $1,000 in the first 90 days.
✅ Streaming Credit
Receive $15 annual credit when you use the card for 12 consecutive months of payments with eligible streaming services (such as Netflix, Spotify, Hulu, etc.)
✅ Visa Signature Protections
Enjoy benefits like purchase protection, car rental insurance, Visa concierge, extended warranty, and more.
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Why Choose US Bank Altitude Go?
🍽️ Focus on Real Rewards
If you spend a lot on restaurants, gas, groceries, and streaming, this card offers excellent returns on those categories with no annual fee.
📱 US Bank Mobile App
Track spending, pay bills, view accumulated rewards, and manage everything directly from the US Bank app or website.
💳 Versatile Card Accepted Worldwide
Issued by Visa Signature, the card is widely accepted internationally and offers access to exclusive offers on travel, dining, and entertainment.
Fees and Conditions
- Annuity: ❌ $0
- Purchase APR: 0% introductory for 12 months, then variable between 18.74% to 29.74%
- Cashback: Points that can be exchanged for invoice credit, travel, products, or gift cards
- Initial Bonus: 20,000 points = $200 after $1,000 in 90 days
- International Rate: ✅ Yes – 3% on purchases made outside the US
- Recommended Score: Good to excellent credit (690+)
Who Should Apply for This Card?
✅ Users who make a lot of purchases at restaurants, streaming, gasoline and supermarkets
✅ Who wants a card with high return and no annual fee
✅ People with good credit history
✅ Who wants to save with a easy to achieve starting bonus
❌ Not recommended for frequent international shoppers (due to the 3% fee)
Conclusion
THE US Bank Altitude Go Visa Signature Card It is a complete card, with no annual fee, ideal for those who want earn rewards on everyday purchases — like food, fuel, and online entertainment.
With 4x points at restaurants, $15 streaming credit and a $200 bonus right from the start, it is an excellent option for both those who are just starting out in the world of rewards cards and those who are already looking to maximize their monthly spending.
FAQ – US Bank Altitude Go Visa
1. Does the card have an annual fee?
❌ No. Altitude Go does not charge an annual fee.
2. Which categories offer the most points?
You get 4x points on restaurants, 2x on streaming, grocery stores, and gas, and 1x point on everything else.
3. What can I do with the points?
You can redeem points for statement credit, gift cards, travel, or merchandise through the US Bank Rewards portal.
4. Do you need good credit to be approved?
Yes. A good to excellent credit history (score 690 or higher) is recommended.
5. Is there a fee for international purchases?
✅ Yes. Purchases abroad have a fee of 3%.
6. Does the card have purchase protection?
Yes. As a Visa Signature card, it offers several additional protections and benefits.