Advertisements
THE 1822direkt Visa Card, issued by the renowned Frankfurter Sparkasse, is an excellent option for those looking for a credit card with no annual fee (with minimal usage), international acceptance and modern features.
(You will be redirected to another page)
Perfect for those living in Germany, whether students, professionals, or foreigners, the card offers the convenience of being a digital 100%, with a simple and quick online application. Furthermore, it's linked to a digital account, ensuring practical and secure management of your finances.
The combination of the tradition of a public bank with the innovation of digital services makes this card a great choice for those who want to avoid annual fees, but without giving up benefits like advanced security and wide acceptance.
If you want an easy-to-use, efficient, and hassle-free card, 1822direkt Visa Card is the ideal solution. To request yours, just follow the simple steps we've prepared for you.
Step by Step Guide to Applying for the 1822direkt Visa Card
1. Access the Official 1822direkt Website
The first step to requesting your card is to access the 1822direkt official website. On the website, you will find the option to open your account, which is a prerequisite for obtaining the card.
(You will be redirected to another website)
2. Choose the Right Account
To be entitled to the 1822direkt Visa Card, you need to open a checking account. You can choose between accounts “1822MOBILE” or “1822direkt Girokonto Klassik”, both available online and with access to the banking app.
3. Complete the Account Opening Form
You will need to fill out a form with your personal details, such as:
- Full name
- Address in Germany
- Email and phone
- Occupation and financial data (such as your monthly income and employer)
4. Verify Your Identity
Identity verification can be performed in two ways:
- Video-Ident: Make a video call with your ID.
- PostIdent: Verification can be done at the Post Office, quickly and securely.
5. Wait for Approval and Receive Your Card
After your request has been reviewed, your account will be opened and you will receive the 1822direkt Visa Card directly to the registered address.
(You will be redirected to another website)
Documents Required to Request the Card
- Valid identity document: It could be the passport or the ID card recognized in Germany.
- Proof of residence: A document that confirms your current address, such as Anmeldung.
- Tax ID number (Steuer-ID): Recommended for the bureaucratic and legal part.
- Proof of income: May be required for credit assessment in some cases.
1822direkt Visa Card Fees and Conditions
- Annuity: The card is free provided it is used at least once a year. Otherwise, an annual fee will be charged. €29,90.
- ATM withdrawals in Germany: Free at the cash registers Sparkasse (Sparkassen-Verbund network). Outside this network, a fee may apply.
- Withdrawals abroad: Allowed, but subject to a fee of approximately 1,75% of the amount withdrawn for withdrawals outside the euro zone.
- Purchases in foreign currency: The conversion rate is 1,75% on the value of the purchase made outside the euro zone.
- Linked account (1822direkt Girokonto): Free if there is a minimum monthly movement of €700. Otherwise, a monthly maintenance fee may be charged.
Digital Features and Additional Resources
- App 1822direkt (iOS and Android): Track your spending, set limits, block your card, activate transaction alerts, and control your account in real time.
- Apple Pay and Google Pay: The card is fully compatible with these contactless payment systems.
- 3D Secure (Visa Secure): Provides additional protection for online purchases with two-factor authentication.
- Real-Time Notifications: Receive immediate alerts about any transactions made with your card.
Conclusion
THE 1822direkt Visa Card is an excellent option for those living in Germany looking for an affordable, secure, and modern credit card. With no annual fee for minimum use, free withdrawals from Sparkasse ATMs, and a convenient digital platform, it's ideal for students, young professionals, and expats who want complete control over their finances.
Request yours 1822direkt Visa Card It's simple and quick — just follow the steps above and enjoy the benefits of an efficient, hassle-free credit card.