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If you are looking for a credit card with no annual fee, complete digital control and access to exclusive benefits, Coop Mastercard is the ideal choice. Offering a 100% digital platform, the Coop Mastercard combines convenience, security, and benefits, making it the perfect option for those who want more control over their finances.
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THE Coop Mastercard It is perfect for residents of Norway, whether Norwegians or foreigners with legal residence, who want a hassle-free credit option with advantages on their purchases, especially at Coop stores.
✅ Step by Step Guide to Requesting the Coop Mastercard
1️⃣ Create Your Coop Account
Before applying for the card, you'll need to become a Coop customer. The account opening process is simple and completely online.
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2️⃣ Verify Your Identity
During registration, you will need to confirm your identity using the BankID, the official authentication system in Norway.
3️⃣ Request the Card via the App or Internet Banking
Once your account is created and approved, you can request the Coop Mastercard directly through the Coop app or online platform.
4️⃣ Wait for Credit Analysis
The Coop will perform a credit check (kredittsjekk) based on your financial history and proof of income. Typically, a response is provided within a few hours or the same business day.
5️⃣ Receive the Card at Home
If approved, the Coop Mastercard will be sent to your address in Norway. The card is activated directly through the Coop app.
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🧾 Required Documents
To apply for the card, you will need to provide the following documents:
📄 Fødselsnummer (Norwegian identity number)
📬 Proof of residence in Norway (Folkeregisteret)
💼 Proof of income (employment contract, bank statement or income tax)
🛂 Passport or valid identity document
📌 Important: You must be a legal resident of Norway and have access to BankID to complete the process.
👉 Access the Coop Portal
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💳 Coop Mastercard Fees and Conditions
- Annuity: ❌ Zero
- Revolving interest: ✔️ Applies only if you do not pay the invoice in full
- ATM withdrawals: ✔️ Allowed, but subject to interest and fees
- International purchases: ✔️ Allowed, with Mastercard exchange rate
- Limit control: ✔️ Adjustable directly through the app
💡 Tip: The card is most advantageous when used for shopping, avoiding withdrawals, as they generate interest from the moment of withdrawal.
⭐ Benefits of the Coop Mastercard Credit Card
📱 Total Control Through the App
With the Coop app (available for iOS and Android), you can:
- Track your transactions in real time
- Check your limit and available balance
- Pay bills conveniently
- Adjust limits and security settings
- Block or unblock the card instantly
🌍 International Acceptance
Because it is a card MasterCard, the Coop Mastercard is accepted in millions of establishments around the world, both online and in-store.
🔐 Advanced Security
- Authentication with 3D Secure for online shopping
- Instant notifications via app or SMS for each transaction made
- Full control over security: Enable or disable international, online, or regional usage directly from the app
💬 100% Digital Service
Coop offers fast and efficient support directly through the app or online chat, ensuring that all your questions are resolved quickly.
🏆 Conclusion
THE Coop Mastercard is the ideal choice for those who want a card with no annual fee, with full control via app, advanced security and international acceptance. It also offers exclusive benefits for purchases at Coop stores, making it a beneficial option for both Norwegians and foreigners legally resident in Norway.
If you are looking for a credit card simple, no annual costs and with extra benefits, the Coop Mastercard is the right choice.