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If you're looking for a credit card with attractive benefits and affordable terms, the Kredytowy Silver Card from Crédit Agricole Polska is an excellent option for Polish residents.
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In this guide, we'll explain step-by-step how to apply for your card, as well as the main fees and features it offers.
To apply for the Kredytowy Silver Card, just follow a few simple steps. See below for the complete process, what you need to submit your application, and how the card can make your daily finances easier.
Step by Step Guide to Requesting the Kredytowy Silver Card
- Open an Account with Crédit Agricole Polska
The Kredytowy Silver Card is available only to Crédit Agricole Polska customers. To apply, you must have an active bank account. Opening can be done easily online, through the bank's official website, or by visiting a nearby branch. - Access Internet Banking or the Mobile App
Once your account is active, log in to online banking or the Crédit Agricole Polska app to quickly and easily apply for the card.
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- Fill out the Request Form
Provide your personal information, such as your address, monthly income, and financial information. The bank will review your information and perform a credit check to determine your initial credit limit. - Submit the Required Documents
You'll need to submit some documents to prove your identity, residence, and income. Some of the required documents are:
- Valid identity document (passport or Polish identity card)
- Proof of residence (electricity bill, water bill, rental agreement, etc.)
- Proof of income (pay slip, employment contract or tax return)
- Wait for Approval and Receive Your Card
After reviewing your application, the bank will send the Kredytowy Silver Card to your registered address. You can activate it directly through the Crédit Agricole Polska app and start using it!
Documents Required for Application
- Valid identity document (Polish passport or identity card)
- Proof of residence in Poland (electricity bill, water bill, rental contract, etc.)
- Proof of income (payslip, employment contract or tax return)
- Polish tax identification number (PESEL or NIP)
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Kredytowy Silver Card Fees and Conditions
- Maintenance Fee: The card offers a waiver of the maintenance fee for active customers who use the card regularly.
- Interest and Credit Limits: They vary depending on the individual credit analysis.
- Acceptance: The Mastercard brand guarantees acceptance at millions of points of sale, both in Poland and abroad, for physical and online purchases.
- Contactless Payments: Compatible with digital wallets like Apple Pay, Google Pay, and other contactless payment methods.
Kredytowy Silver Card Features and Security
- Digital Management: Manage your finances with the Crédit Agricole Polska app, available for Android and iOS. You can view your expenses, limits, and invoices at any time.
- Instant Notifications: Receive real-time alerts about your transactions, giving you complete control over your finances.
- Advanced Security: The card offers 3D Secure authentication for online purchases and the ability to block the card directly through the app in case of loss or theft.
- Contactless Payments: Make purchases quickly and securely with contactless payment technology.
Who is the Kredytowy Silver Card for?
- Beginners in Credit: Ideal for those who are just starting to use a credit card and have a minimum net income of PLN 1,000 per month.
- Those who seek savings: For customers who want to avoid high maintenance fees, with the possibility of exemption when using the card regularly.
- National and International Purchases: If you're looking for a widely accepted card for online and in-person purchases, the Kredytowy Silver is an excellent choice.
- Digital Financial Control: Perfect for those who prefer to manage their finances digitally and securely through the bank's app.
- Safety and Security: Ideal for those looking for a card with advanced security, fraud protection, and convenience for everyday use.
Conclusion
The Kredytowy Silver Card from Crédit Agricole Polska is the perfect choice for those looking for an affordable, secure credit card with great benefits.
With favorable terms, no fees for active customers, and widespread worldwide acceptance, it's ideal for those just starting to build a credit history or looking for a card to make everyday purchases easier.
If you have a minimum income of PLN 1,000 per month and are looking for a practical and secure card, the Kredytowy Silver Card could be the perfect solution for your everyday financial needs.