How to Apply for a DKB Visa Card in Germany

If you are looking for a free credit card, easy to manage and with real benefits, the DKB Visa is an excellent option. Issued by Deutsche Kreditbank (DKB), he offers annual fee exemption, allowing you to enjoy all the benefits with no annual fees.

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Complete control over your finances is directly via the app, which offers simple and efficient management of your expenses. Furthermore, the DKB Visa is widely internationally accepted and allows free withdrawals at ATMs, both in Germany and abroad.

With these advantages, the DKB Visa It is ideal for those looking for practicality, economy and great value for money.

Step by Step Guide to Applying for a DKB Visa Card

• Visit the Official DKB Website
  Go to the DKB website and click on the option to open a DKB-Cash account (current account), which already includes the free Visa card.

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• Fill in your details
  Provide your personal information, such as your name, address, email address, and phone number. You'll also need to upload scanned documents, such as proof of identity and proof of residence.
• Identity Verification
  DKB performs identity validation in a 100% online. You can do this through a video call or PostIdent, which can be done at any post office.
• Wait for Approval
  After your request has been reviewed, you will receive your active DKB account and the Visa card will be sent to your address in Germany.

Documents Required to Apply for the DKB Visa Card

To open your DKB account and request the DKB Visa, you will need to present:

• Valid identity document: Passport or German identity card (Personalausweis) or other European Union identification document.
• Proof of residence in Germany: It could be the Anmeldung (official address registration) or a rental agreement.
• Proof of income: It could be a employment contract, bank statement or proof of social benefit.
• Tax ID number (Steuer-ID): Required for banking and legal purposes in Germany.

These documents are required to ensure that the application complies with German banking regulations.

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DKB Visa Card Fees

THE DKB Visa is known for its transparent policy of fees. Here are the key details:

• Annuity: Free for active customers (with a minimum movement of €700 per month).
• ATM withdrawals: Free in the euro zone. Outside the euro zone, there may be conversion rates.
• International purchases: Rate of 2,20% for transactions outside the euro zone (except for active customers).
• Account maintenance: Free for those who move at least €700 per month.

DKB Visa Card Benefits

• Full control via the DKB app: The application allows you to track your expenses, set limits and make payments easily and safely.
• International acceptance: The Visa is accepted in millions of establishments worldwide, both physical and online.
• Enhanced security: The card offers two-factor authentication (2FA), ensuring greater protection against fraud.
• Free withdrawals: Customers assets can do free withdrawals at ATMs both in Germany and abroad.
• Modern features: The card offers lock/unlock directly in the app, compatibility with Apple Pay and Google Pay, in addition to real-time notifications about transactions.

Conclusion

THE DKB Visa is a excellent choice for those who live in Germany and want a card no annual fee, no hidden fees and with complete control through the app. The request is fully digital, and the card offers benefits as free withdrawals, control via app and advanced security.

If you are looking for practicality, transparency and efficiency in your day to day life, DKB Visa is a reliable option to manage your finances.

FAQ – DKB Visa Card

1. Does the DKB Visa Card have an annual fee?
   No. The DKB Visa is exempt from annual fees for active customers, that is, for those who move at least €700 per month.
2. Can I use the DKB Visa abroad?
   Yes, the DKB Visa can be used for international purchases, both online and in physical stores. Customers assets do not pay additional fees for withdrawals outside the euro zone.
3. Do I need to have permanent residence in Germany to apply for the DKB Visa?
   Yes, you must prove your German residency. The bank may request documents such as: proof of residence and passport.
4. Does DKB Visa offer a rewards program?
   Although the card does not have a fixed points program, it offers cashback benefits and seasonal promotions, as well as partnerships with retailers.