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Request the ING Visa Card from the ING Deutschland (formerly known as ING-DiBa) is a simple, fast, and fully digital process. Through an intuitive online platform, you can apply for your card from the comfort of your own home, without the need for paperwork or complications.
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The platform offers a straightforward process, where you fill out your details, go through identity verification, and in no time, have access to one of the most advantageous and convenient credit cards for those living in Germany.
Approval is quick and, after confirmation, your ING Visa Card will be shipped directly to your address. With it, you can enjoy benefits such as waived annual fees and complete control over your finances, all digitally and seamlessly.
✅ Step by step guide to applying for the ING Visa Card
- Visit ING's official website
- Go to the website of ING Deutschland and look for the option to open a checking account. When you open an account, you automatically have access to ING Visa Card.
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- Fill in your personal details
- Enter your basic information such as your name, address in Germany, email address, telephone number and financial information (such as your monthly income, employment status, etc.).
- Online identity verification
- After completing the form, you'll need to verify your identity. Verification can be done in two ways:
- Video-Ident, via a video call with a bank representative.
- PostIdent, where you go to a post office with your identity document to carry out the verification.
- After completing the form, you'll need to verify your identity. Verification can be done in two ways:
- Digital signature of the contract
- After identity verification, you digitally sign the contract and wait for final approval of your account.
- Receive your card at home
- After approval, the bank sends the ING Visa Card directly to your registered address.
📄 Documents required to apply for the ING Visa Card
- Valid identity document: It could be a passport or ID card (preferably valid within the EU).
- Proof of residence in Germany: May be required during or after account opening (usually the Anmeldung).
- German tax number (Steuer-ID): This document is important, especially for future tax matters.
These documents are required to ensure compliance with banking laws and to validate your identity in the process.
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💰 ING Visa Card Fees and Conditions
- Annuity: Free, as long as you have a active account at the bank.
- ATM withdrawals in Germany: Free from €50 in boxes with the symbol Visa.
- Withdrawals abroad: Allowed, but with a rate of 1.99% on transactions outside the euro area (including currency conversion).
- Purchases in foreign currency: Also subject to rate of 1.99% on the purchase value.
- Account maintenance: The account is free if there is monthly movement of €700 or more. Otherwise, a maintenance fee may be charged.
📱 Digital resources and advantages
- ING App (iOS and Android): Through the application, you can view balances and invoices, block or unblock your card, set up transaction alerts and even control your expenses with detailed graphics.
- Real-time notifications: You will be notified of all movements carried out with your card, which increases security and financial control.
- Strong authentication (3D Secure): Extra protection for your online shopping with two-factor verification.
- Contactless payments and digital wallets: The ING Visa Card is compatible with Apple Pay and Google Pay, enabling fast and secure contactless payments.
Conclusion
THE ING Visa Card is an excellent choice for those who live in Germany and look for a credit card with zero annuity, free withdrawals, complete digital management and one transparent fee policy.
With a process of online application 100%, quick identity verification and support from one of the Europe's most trusted digital banks, the ING Visa is ideal for those who want modernity, financial control and economy.