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If you are looking for a modern credit card, with flexibility, security and international acceptance, the mBank Mastercard Credit Card is an excellent choice.
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With a range of benefits, such as complete control over your spending through the app, affordable installment options, and the ability to use it at millions of establishments around the world, this card stands out for its practicality and reliability.
Furthermore, transaction security, with fraud protection technology, and integration with digital wallets, make the mBank Mastercard a complete option for those seeking control and convenience in everyday purchases.
Step by Step Guide to Applying for the mBank Mastercard
- Visit the official mBank website
- Visit the mBank website and navigate to the credit cards. Choose the Mastercard Credit Card to start the application process.
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- Choose the type of linked account
The card is linked to an mBank checking account. If you don't already have an account, you can open one during the card application process. - Fill out the online form
Enter your personal data, address in Poland, number PESEL (or passport, if you are a foreigner) and information about your financial situation, such as proof of income. - Identity verification
Verification can be done in person at an agency or through video call or system of online identification from the bank, depending on your customer status. - Wait for approval
After credit analysis, mBank will approve your application and ship the card to your address. Delivery time is usually between 5 and 10 business days after approval.
Documents Required for Application
- Valid identity document (Passport or Dowód osobisty)
- Proof of residence in Poland
- PESEL Number (for permanent residents)
- Proof of income (payslip, employment contract or recent bank statement)
- Phone number and active emails for contact
mBank Mastercard Credit Card Fees and Conditions
| Service | Basic Condition |
|---|---|
| Annuity | Variable value, with the possibility of exemption depending on use |
| ATM withdrawals | Subject to fees, with special conditions for premium customers |
| Shopping abroad | Mastercard standard conversion rate |
| Installment purchases | Available with clear conditions in the contract |
| Additional card | Optional, with extra charge |
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mBank Mastercard Digital Features
- mBank Mobile App: Complete control of card and account
- Virtual card generation: For safe online shopping
- Compatibility with Apple Pay, Google Pay, Garmin Pay and Fitbit Pay: Fast and secure contactless payments
- Real-time notifications: Receive immediate updates on all transactions
- Two-Factor Authentication (2FA): For greater security in all transactions
Advantages for Active mBank Customers
- Exemption or reduction of the annual fee of the card
- Higher credit limits and more flexible
- Access to exclusive offers and promotions in the app
- Priority and personalized service
mBank Mastercard Credit Card: Freedom and Control in Your Hands
THE mBank Mastercard Credit Card is ideal for those looking for ease, security and international acceptance with digital control Complete. With a simple and fast application process, you can start using your card in just a few days, enjoying all the benefits and modern features that mBank offers.
If you are looking for a smart credit card that matches advanced technology, management via app and global use, the mBank Mastercard is a reliable choice for your everyday life in Poland.