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Request the Santander 1plus Visa Card it is a simple process and can be done 100% online or in person, directly through the bank's website.
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THE 1plus Visa Card is an excellent choice for those who live in Germany and wishes annual fee exemption, digital control and exclusive benefits as cashback, free ATM withdrawals and global acceptance.
✅ Step by Step Guide to Requesting the Santander 1plus Visa Card
- Visit the official Santander Germany website
Go to the Santander portal and look for the credit cards section. 1plus Visa Card is listed among the card options.
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- Fill out the online application form
Enter your personal details, such as full name, address in Germany, occupation and basic financial information. - Credit check (Schufa)
Santander will make a automatic credit analysis based on your Schufa score. Have a good credit history in Germany is essential for the approval of the application. - Identity verification
After completing the form, the identity verification can be done in two ways:- PostIdent: At one of the authorized posts (Post Office).
- VideoIdent: Carried out via online video call, quickly and easily.
- Wait for approval and receive your card
After approval, the card will be sent to your registered address in a few business days.
📄 Documents Required to Request the Santander 1plus Visa Card
- Valid identity document: Passport or ID card recognized.
- Proof of residence (Anmeldung): Official address registration in Germany.
- Proof of income: Recent payslip, employment contract or bank statement.
- Tax ID number (Steuer-ID): Although not mandatory, the Steuer-ID is recommended for compliance with tax laws.
These documents are required to ensure that the application complies with German banking regulations, including fraud prevention and regulatory compliance. KYC (Know Your Customer).
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💳 Santander 1plus Visa Card Fees and Costs
- Annuity: Free, no minimum monthly payment required.
- ATM withdrawals: Free in anywhere in the world. If another bank's ATM charges local fees, Santander offers refund upon request.
- Purchases in foreign currency: There is none conversion rate, making the Santander 1plus Visa ideal for purchases outside the euro zone.
- Interest rate on installments: If the invoice is not paid in full, interest is 13,98% per year. It is recommended to pay the full amount of the invoice to avoid additional charges.
📱 Features and Functionality
- Santander Deutschland App: The application offers full control of the card, real-time notifications, and allows block/unblock the card with a simple touch on the screen.
- Compatible with Apple Pay and Google Pay: Facilitates contactless payments directly from your cell phone, without the need to carry a physical card.
- 1% cashback on fuel: Valid at gas stations in Germany, with automatic refund for each refueling carried out.
- Fee-free withdrawals and international use: Ideal for those who travel frequently or shop online outside of Germany.
🏁 Conclusion
THE Santander 1plus Visa Card is one of the most advantageous options for those who live in Germany and look for a credit card with annual fee exemption, free withdrawals around the world, cashback on fuel, and full digital control.
With a transparent policy and real benefits, it is ideal for those who want simple financial management, security and economy in everyday life.