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If you are looking for a globally accepted credit card, with full control via the app, compatible with digital wallets and with affordable conditions, Santander Mastercard Standard may be the ideal choice for you.
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This card offers a modern, flexible, and secure solution, integrated with a Santander Bank Polska checking account. It's perfect for those who live in Poland, travel frequently, or prefer a bank with a strong digital presence.
With it, you have direct control through the app, make international purchases with complete transparency, and have support in Polish and English.
Step by Step Guide to Requesting the Santander Mastercard Standard Card
- Visit the official website of Santander Bank Polska
Navigate to the “Konta osobiste” (Personal Accounts) section, choose the type of account you want to open, and select the option to add a credit card.
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- Choose your account and card type
When opening your checking account, select the Mastercard Standard card as your primary card. - Fill out the online form
Enter your personal data: full name, address in Poland, PESEL (or passport) number, contact information, occupation and monthly income. - Verify your identity
Validation can be done via video identification, through a partner bank, or in person at a branch. Have your documents handy to facilitate the process. - Wait for approval and receive the card
After review and approval, the card will be sent to your address generally within 5 to 10 business days.
Documents Required for Application
- Valid identity document (Passport or Dowód osobisty)
- Proof of residence in Poland
- PESEL number (for permanent residents)
- Proof of income (bank statement, employment contract or pay stub)
- Polish phone number and active email
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Santander Mastercard Standard Card Fees and Conditions
| Category | Basic Condition | Benefits with Active Use |
|---|---|---|
| Monthly fee | About 7 PLN | May be exempt with minimum monthly usage |
| ATM withdrawals | Subject to fees | Better conditions for premium customers |
| Shopping abroad | Standard conversion rate | Automatic conversion with in-app notification |
| Additional card | Optional, at extra cost | Available to family members |
| Revolving interest | According to the current table | Full control via the app |
| Installment purchases | Available | It depends on the store or bank offer |
Digital Features
- Application Santander Mobile (iOS and Android): complete card control, invoice consultation, notifications, blocks and limits.
- Virtual card for safer online purchases.
- Compatible with Apple Pay, Google Pay, Garmin Pay, Fitbit Pay and BLIK.
- Real-time notifications for every transaction.
- Login with enhanced authentication (2FA).
- Support in English and Polish via app and website.
Benefits of Being an Active Santander Customer
By maintaining an active account and using your Santander Mastercard regularly, you can enjoy:
- Exemption from monthly card fee.
- Easier access to higher credit limits.
- Exclusive offers in the app and partner stores.
- Special conditions for insurance, loans and investments.
- Priority service via digital channels and telephone.
Santander Mastercard Standard: A Modern Card for Your Lifestyle
The Santander Mastercard Standard offers a secure, practical financial solution that fits your lifestyle.
It brings together everything you'd expect from a modern card: global acceptance, digital control via mobile, payment flexibility, and reliable support.
If you live in Poland and are looking for a card with a good reputation, transparent fees, and easy access, the Santander Mastercard Standard is a balanced choice between value and benefit—ideal for everyday use and travel abroad.