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If you live in Poland and want a credit card with international acceptance, cutting-edge technology, and the trust of a solid institution, the Volkswagen Bank Mastercard Standard is the perfect option for you.
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Linked to one of the world's largest automotive groups, the card offers a unique combination of security, convenience, and technology, all with Polish quality standards.
Ideal for those seeking more freedom in their shopping, travel and daily financial control, Volkswagen Bank Mastercard Standard stands out for its fully digital management, global coverage and the support of Volkswagen Bank, one of the most trusted financial institutions in Poland.
Step by Step Guide to Requesting a Volkswagen Bank Mastercard
Open an Account at Volkswagen Bank
To apply for the card, you must be a bank customer. You can open an account directly through the official Volkswagen Bank website or, in some cases, through authorized partners. The process can be completed online with video identity verification (Video-Ident) or at a post office (PostIdent).
📌 Tip: The account opening process is completely digital and can be completed from the comfort of your home.
- Access the Volkswagen Bank or the Mobile App
After your account is approved, log in to the Volkswagen Bank app or customer portal. Access the menu and look for the "Credit Card" option.
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- Choose the Volkswagen Bank Mastercard Standard Card
Select the Volkswagen Bank Mastercard Standard, check the details and click “Jetzt beantragen” (Apply now). - Fill out the Request Form
You'll need to provide your personal details, address, financial situation, and employment status. This information will be used for credit analysis, including a credit reference agency (Schufa). - Verify Your Identity
Authentication can be done in two ways:
- Video-Ident: Carried out via video call, with your passport or identity document in hand.
- PostIdent: In person, at a Deutsche Post agency.
- Wait for Approval and Receive Your Card
After review and approval, the card will be sent to your address in Poland. The average delivery time is 5 to 10 business days.
Documents Required for Application
To facilitate the application process, please have the following documents on hand:
- Valid Identity Document (Passport or Personalausweis)
- Proof of Residence in Poland (Anmeldung or official correspondence)
- Polish Tax Number (Steuer-ID)
- Proof of Income (recent payslips, employment contract or bank statements)
These documents will be used to validate your identity and carry out the credit analysis with the Schufa, the agency responsible for credit protection in Poland.
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Volkswagen Bank Mastercard Fees and Conditions
- Annuity: The average annual costs vary between €30 and €40, which can be adjusted depending on promotions or card usage.
- Shopping Abroad: Standard conversion rate of MasterCard, with an increase of up to 1,75%.
- ATM Withdrawals: Subject to additional fees, depending on the type of operation.
- Invoice Installment: Available with variable conditions, according to the credit profile and individual contract.
Digital Features of the Volkswagen Bank Mastercard Card
- Volkswagen Bank App: Complete control of your account and card through the app, available for Android and iOS.
- Virtual Card: Ideal for fast and secure online shopping.
- Real-Time Notifications: Receive alerts for every transaction made, helping you constantly monitor your finances.
- Apple Pay and Google Pay compatibility: Make contactless payments quickly and securely, directly from your smartphone or smartwatch.
- Two-Factor Authentication (2FA): To ensure even greater security in your transactions, the card features two-factor authentication technology.
Volkswagen Bank Mastercard: A Card with Polish Quality Standards
If you are looking for a modern, reliable credit card supported by a traditional financial institution, the Volkswagen Bank Mastercard Standard is an excellent choice.
In addition to being ideal for personal and professional use, the card offers global acceptance, digital security and simplified financial management, all with the Volkswagen Bank seal of quality.