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If you live in the United States and want a credit card with no annual fee, that offers simple mileage rewards and an exclusive first-year bonus, Discover it Miles is an excellent option.
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In this guide, you'll learn how to apply for the card, what documents are required, and what the main benefits it offers are.
Step by Step Guide to Requesting Discover it Miles
- Check your qualification
This card is recommended for people with good to excellent credit. To increase your chances of approval, make sure you:
- Are you a legal resident of the USA?
- Have an SSN (Social Security Number) or ITIN
- Have a stable income and a good credit history
- Visit Discover's official website
Go to the official Discover website and go to the credit cards section. Locate Discover it® Miles and click "Apply Now."
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- Fill out the application form
Enter your personal and financial details, including:
- Full name
- US residential address
- Annual income and current employment
- SSN or ITIN number
- Telephone and email contact
- Submit documents if requested
In some cases, Discover may ask for additional documents, such as:
- Valid ID (driver's license, passport, state ID)
- Proof of income (pay stubs, W-2, tax return)
- Proof of residence (electricity bill, bank statement, rental agreement)
- Wait for credit analysis
Approval may be immediate or take a few days. After approval, the card will be shipped to your US address. - Activate your card and start using it
Once you receive your card, activate it through the Discover website or official app. This way, you'll be able to earn miles on all your purchases.
Required Documents
✅ Photo ID (driver's license, passport, or state ID)
✅ Social Security Number (SSN) or ITIN
✅ Proof of income (pay stub, tax return, etc.)
✅ Proof of US residency (utility bill, bank statement)
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Discover it Miles Fees and Conditions
- Annuity: $0 (no annual fee)
- APR (interest): Variable, between 16.24% to 27.99%, depending on credit
- Rewards:
- 1.5 miles per dollar spent on all purchases
- Miles earned are doubled at the end of the first year (“Miles Match” bonus)
- Welcome Bonus: Double the miles you earn in the first year, no limit
- International transaction fee: ❌ No fees on purchases outside the US
Who Should Apply for This Card?
✅ People with good or excellent credit
✅ Anyone who wants to earn miles simply, without complications
✅ Users who want to travel and prefer flexible rewards
✅ Those looking for a card with no annual fee and no extra fees abroad
❌ Not recommended for those who prefer traditional cashback or points for specific airline programs.
Conclusion
Discover it Miles is a great choice for those who want to accumulate miles easily, with no annual fee and an exclusive bonus that doubles your miles in the first year.
With international acceptance, no fees for international transactions, and the flexibility to use miles for travel or statement credits, this card is ideal for those seeking convenience, savings, and real benefits in their everyday lives.