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If you're in Poland and looking for a simple, modern, and widely accepted credit card, the Santander Mastercard Standard, offered by Santander Bank Polska, is a great choice.
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Ideal for everyday use, this card combines security, digital management, and flexible terms to make your financial life easier.
With compatibility with Apple Pay, Google Pay, and BLIK, as well as a comprehensive app, the card offers freedom of purchases, installment plans, revolving credit, and nationwide support—all linked to an account with Santander, one of Poland's most innovative banks.
Main Benefits of the Santander Mastercard Standard Card
✅ International acceptance with Mastercard flag
Use your card at millions of physical and online establishments worldwide, with clear and transparent currency conversion.
✅ Affordable monthly rate (with possibility of exemption)
The card has a fixed monthly fee, which can be reduced or waived by actively using the card or maintaining a specific account package.
✅ Digital management through the Santander Mobile app
Track transactions, available credit, invoices, and blocks in real time, receiving instant notifications for each purchase.
✅ Compatible with Apple Pay, Google Pay and BLIK
Add the card to your digital wallet and pay using your phone or smartwatch.
✅ Virtual card for online purchases
Generate a digital card in the app for secure online purchases, with data separate from the physical card.
✅ Mastercard Bezcenne Chwile loyalty program (optional)
Earn points by using your card and exchange them for rewards like electronics, vouchers, or exclusive experiences.
✅ Installments and revolving credit
Pay for your purchases in cash, in installments, or opt for revolving credit to pay part of the bill (with applicable interest).
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Who is the Santander Mastercard Standard Card suitable for?
- People who want a reliable card with support in English and Polish
- Users who value digital payments and app-based control
- Residents of Poland who need ease of shopping online and abroad
- Students and professionals starting their financial life in the country
- Those looking for practicality with security and financial control
Conclusion
The Santander Bank Polska Mastercard Standard is a comprehensive card for those seeking convenience and control in their daily lives. With international acceptance, installment options, an intuitive app, and digital benefits, it caters to both experienced and newcomers to the Polish banking system.
If you're looking for a simple, secure, and practical card—backed by a global bank and with quality local service—the Santander Mastercard Standard is a solid and smart choice.
FAQ – Santander Mastercard Standard Card
- Does the card have an annual or monthly fee?
Yes, there is a monthly fee of approximately PLN 7. In many cases, this fee can be reduced or waived if the cardholder uses the card regularly or has a specific account package. - Can I use the card outside Poland?
Yes, the card is accepted internationally anywhere with the Mastercard logo. In-person and online purchases in foreign currency are automatically converted. Please be aware of exchange rates and possible fees for withdrawals abroad. - Do I need to have an account with Santander Bank Polska to apply for the card?
Yes, the card is linked to a bank account. You can open the account and apply for the card together, either digitally or in person. - Is it possible to pay for purchases in installments or use revolving credit?
Yes, the card allows you to pay for purchases in installments (depending on the store) and offers revolving credit to pay part of the bill, with interest stated in the contract and in the app.