{"id":1659,"date":"2025-07-30T12:32:03","date_gmt":"2025-07-30T15:32:03","guid":{"rendered":"https:\/\/naturegreenhub.com\/?p=1659"},"modified":"2025-10-09T09:22:10","modified_gmt":"2025-10-09T12:22:10","slug":"como-solicitar-o-cartao-pko-bp-visa-classic-na-polonia-e-outras-informacoes","status":"publish","type":"post","link":"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-pko-bp-visa-classic-na-polonia-e-outras-informacoes\/","title":{"rendered":"How to Apply for PKO BP Visa Classic Card in Poland and Other Information"},"content":{"rendered":"<p>If you are in Poland and want an internationally accepted credit card, with digital control, affordable conditions and the solidity of a traditional bank, <strong>PKO BP Visa Classic<\/strong> can be the ideal choice for your everyday life.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-santander-mastercard-standard-na-polonia\/?utm_content=botao-cartaosantandermastercardstandard\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Request Santander Mastercard Standard Card \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another page)<\/p>\n\n\n\n<p>Perfect for anyone living in Poland \u2014 whether temporarily or permanently \u2014 the <strong>Visa Classic from PKO Bank Polski<\/strong> combines safety, tradition and practicality.<\/p>\n\n\n\n<p>Fully integrated with <strong>IKO app<\/strong>, the card offers modern financial management features, such as real-time control, instant notifications, digital blocking, virtual card and compatibility with digital wallets.<\/p>\n\n\n\n<p>Additionally, as part of the PKO BP current account (like the popular <em>Konto za Zero<\/em>), it provides a complete banking experience, with local and international support.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step by Step Guide to Requesting the PKO BP Visa Classic Card<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Visit the official website of PKO Bank Polski<\/strong><br>Go to the bank&#039;s website, choose the option to open an account, or directly request a Visa Classic card linked to an existing account.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.pkobp.pl\/\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the PKO Bank Portal \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Choose the type of account and card you want<\/strong><br>Select the current account that best suits your profile (such as <em>Konto za Zero<\/em>) and add the <strong>Visa Classic Card<\/strong> as a credit card option.<\/li>\n\n\n\n<li><strong>Fill out the online form with your personal details<\/strong><br>You will need to provide your full name, address in Poland, nationality, PESEL number (or passport), profession and monthly income.<\/li>\n\n\n\n<li><strong>Verify your identity<\/strong><br>Verification can be done in person at a PKO BP agency or, in some cases, via video call with an official document in hand.<\/li>\n\n\n\n<li><strong>Wait for approval and sending of the card<\/strong><br>After data verification and credit analysis, the card will be shipped to your address. Delivery typically takes <strong>5 to 10 business days<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Documents Required for Application<\/h2>\n\n\n\n<p>Have the following documents ready to facilitate the process:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Valid identity document (passport or dow\u00f3d osobisty)<\/li>\n\n\n\n<li>Proof of residence in Poland (rental agreement, official correspondence or recent invoice)<\/li>\n\n\n\n<li>PESEL number (or passport for foreigners without permanent residence)<\/li>\n\n\n\n<li>Proof of income (bank statement, payslip, employment contract)<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u2139\ufe0f <em>The bank may check the BIK (Polish credit system) before approving the card.<\/em><\/p>\n<\/blockquote>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.pkobp.pl\/\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the PKO Bank Portal \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">PKO BP Visa Classic Card Fees and Conditions<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Category<\/th><th>Standard Condition<\/th><th>Benefit with Active Use<\/th><\/tr><\/thead><tbody><tr><td><strong>Monthly maintenance<\/strong><\/td><td>6\u20138 PLN<\/td><td>May be exempt with minimum monthly usage<\/td><\/tr><tr><td><strong>Cash withdrawals in Poland<\/strong><\/td><td>May have a fee<\/td><td>Free with premium accounts<\/td><\/tr><tr><td><strong>Withdrawals abroad<\/strong><\/td><td>Fee per transaction<\/td><td>Shown in the IKO app<\/td><\/tr><tr><td><strong>Currency conversion (Visa)<\/strong><\/td><td>About 2%<\/td><td>Transparent, with real-time warning<\/td><\/tr><tr><td><strong>Additional card<\/strong><\/td><td>Optional, at extra cost<\/td><td>Available to family members<\/td><\/tr><tr><td><strong>Installment\/revolving payment<\/strong><\/td><td>Available<\/td><td>Subject to interest, as per contract<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Digital Features<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>IKO App (iOS and Android)<\/strong>: Track your expenses, limits, payments, blocks and statements in real time<\/li>\n\n\n\n<li><strong>Virtual card<\/strong> for safer online shopping<\/li>\n\n\n\n<li>Integration with <strong>Apple Pay, Google Pay, Garmin Pay, Fitbit Pay<\/strong> and <strong>BLIK<\/strong><\/li>\n\n\n\n<li>Authentication of transactions with <strong>3D Secure (Visa Secure)<\/strong><\/li>\n\n\n\n<li><strong>Real-time notifications<\/strong> for each movement<\/li>\n\n\n\n<li><strong>Login with two-factor authentication (2FA)<\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Advantages of Keeping Your Card Active<\/h2>\n\n\n\n<p>When using your <strong>PKO Visa Classic<\/strong> you can often:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Waive the monthly card fee<\/li>\n\n\n\n<li>Build a <strong>positive credit history<\/strong> in Poland<\/li>\n\n\n\n<li>To obtain <strong>better conditions<\/strong> in products such as loans, insurance and financing<\/li>\n\n\n\n<li>Request additional cards or increase your credit limit more easily<\/li>\n\n\n\n<li>Use advanced features of the IKO app and maintain full control of your finances<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">PKO BP Visa Classic: Security, Tradition and Connectivity<\/h2>\n\n\n\n<p>With the <strong>Visa Classic Card from PKO Bank Polski<\/strong>, you can count on the strength of a traditional bank combined with digital innovation. Global acceptance of the brand <strong>Visa<\/strong> and integration with digital wallets make this card an excellent option for those who live, work or study in Poland.<\/p>\n\n\n\n<p>Whether for everyday use or traveling abroad, Visa Classic is a stable, secure, and practical solution for managing your finances efficiently.<\/p>","protected":false},"excerpt":{"rendered":"<p>Se voc\u00ea est\u00e1 na Pol\u00f4nia e deseja um cart\u00e3o de cr\u00e9dito aceito internacionalmente, com controle digital, condi\u00e7\u00f5es acess\u00edveis e a solidez de um banco tradicional, o PKO BP Visa Classic pode ser a escolha ideal para seu dia a dia. (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Perfeito para quem vive na Pol\u00f4nia \u2014 seja de&hellip;&nbsp;<a href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-pko-bp-visa-classic-na-polonia-e-outras-informacoes\/\" rel=\"bookmark\"><span class=\"screen-reader-text\">How to Apply for PKO BP Visa Classic Card in Poland and Other Information<\/span><\/a><\/p>","protected":false},"author":3,"featured_media":1660,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-1659","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1659","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/comments?post=1659"}],"version-history":[{"count":3,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1659\/revisions"}],"predecessor-version":[{"id":1930,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1659\/revisions\/1930"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media\/1660"}],"wp:attachment":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media?parent=1659"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/categories?post=1659"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/tags?post=1659"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}