{"id":1666,"date":"2025-07-30T12:45:00","date_gmt":"2025-07-30T15:45:00","guid":{"rendered":"https:\/\/naturegreenhub.com\/?p=1666"},"modified":"2025-10-09T09:21:56","modified_gmt":"2025-10-09T12:21:56","slug":"como-solicitar-o-cartao-dkb-cash-visa-na-alemanha","status":"publish","type":"post","link":"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-dkb-cash-visa-na-alemanha\/","title":{"rendered":"How to Apply for the DKB Cash Visa Card in Germany"},"content":{"rendered":"<p>If you are in Germany and looking for an international credit card, <strong>no annual fee<\/strong>, with <strong>complete digital management<\/strong> and <strong>extra benefits for active customers<\/strong>, the <strong>DKB Cash Visa Card<\/strong> is one of the best options in the German financial market.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-vereinsbank-visa-na-alemanha\/?utm_content=botao-cartaovereinsbank\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Apply for a Vereinsbank Visa Card \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another page)<\/p>\n\n\n\n<p>Perfect for residents, expats or students in Germany, the <strong>DKB Visa card<\/strong> stands out for offering <strong>free withdrawals<\/strong>, global use and full integration with <strong>digital wallets<\/strong>, all with the support of an online 100% bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step by Step Guide to Applying for the DKB Cash Visa Card<\/h2>\n\n\n\n<p><strong>1. Access the official DKB website<\/strong><br>Go to the official website of Deutsche Kreditbank (DKB):<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.dkb.de\/\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the Portal <strong> DKB<\/strong> \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<p><strong>2. Fill out the online form<\/strong><br>Enter your personal details, including your German address, employment status, and basic income information. Everything is done online and in German (with the option for automatic translation via your browser).<\/p>\n\n\n\n<p><strong>3. Select the DKB-Cash account<\/strong><br>During the process, select the current account \u201c<strong>DKB-Cash<\/strong>\u201d, which already includes the <strong>Visa credit card<\/strong> free of charge. This account serves as the basis for all banking transactions.<\/p>\n\n\n\n<p><strong>4. Perform identity verification<\/strong><br>You must validate your identity using one of the methods below:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Video-Ident<\/strong>: Video identification using German passport or document.<\/li>\n\n\n\n<li><strong>PostIdent<\/strong>: In person at a Post Office (Deutsche Post) with your document.<\/li>\n<\/ul>\n\n\n\n<p><strong>5. Wait for approval and sending of the card<\/strong><br>After credit check and analysis, your account will be opened and the <strong>DKB Visa Card<\/strong> will be sent to your address in Germany. Delivery time is usually <strong>5 to 10 business days<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Documents Required for Application<\/h2>\n\n\n\n<p>Have the following documents handy:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>German passport or identity card (Personalausweis)<\/strong><\/li>\n\n\n\n<li><strong>Proof of residence in Germany<\/strong> (e.g. Anmeldung or official letter)<\/li>\n\n\n\n<li><strong>Steuer-ID<\/strong> (German tax identification number)<\/li>\n\n\n\n<li><strong>Proof of income<\/strong> (employment contract, bank statement or payslip)<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>DKB can check your score on <strong>Schufa<\/strong> as part of the credit analysis.<\/p>\n<\/blockquote>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.dkb.de\/\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the Portal <strong> DKB<\/strong> \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">DKB Visa Card Fees and Conditions<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Category<\/th><th>Basic Condition<\/th><th>Active Customer (\u2265 \u20ac700\/month)<\/th><\/tr><\/thead><tbody><tr><td><strong>Annuity<\/strong><\/td><td>\u20ac0<\/td><td>\u20ac0<\/td><\/tr><tr><td><strong>Withdrawals in the eurozone<\/strong><\/td><td>Free<\/td><td>Free<\/td><\/tr><tr><td><strong>Withdrawals outside the eurozone<\/strong><\/td><td>\u20ac2.20 per transaction<\/td><td>Free<\/td><\/tr><tr><td><strong>Visa currency conversion<\/strong><\/td><td>~1,75%<\/td><td>Refunded (0%)<\/td><\/tr><tr><td><strong>Additional card<\/strong><\/td><td>Optional, with fee<\/td><td>Special conditions<\/td><\/tr><tr><td><strong>Virtual card<\/strong><\/td><td>Included<\/td><td>Included<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Digital Features<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>DKB Banking App (iOS and Android)<\/strong><br>Control transactions, invoices, card blocking\/unblocking and transfers.<\/li>\n\n\n\n<li><strong>Virtual card for secure online purchases<\/strong><\/li>\n\n\n\n<li><strong>Integration with digital wallets<\/strong><br>Compatible with <strong>Apple Pay<\/strong>, <strong>Google Pay<\/strong> and <strong>real-time virtual cards<\/strong>.<\/li>\n\n\n\n<li><strong>Real-time notifications<\/strong><br>Each transaction generates an instant alert in the app.<\/li>\n\n\n\n<li><strong>Strong authentication (2FA)<\/strong><br>Login with code verification <strong>pushTAN<\/strong> on the cell phone.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Advantages of Being an Active DKB Customer<\/h2>\n\n\n\n<p>When moving <strong>at least \u20ac700 per month<\/strong> in the account, you become a <strong>active customer<\/strong> and guarantees additional benefits:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Free withdrawals worldwide<\/strong><\/li>\n\n\n\n<li><strong>International currency conversion with Visa fee refund<\/strong><\/li>\n\n\n\n<li><strong>Better conditions for investments, credit and insurance<\/strong><\/li>\n\n\n\n<li><strong>Priority access to DKB service<\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">DKB Visa Card: Freedom and Control in the Digital World<\/h2>\n\n\n\n<p>With the <strong>DKB Cash Visa Card<\/strong>, you have total control over your finances directly from your cell phone, without hidden fees and with <strong>global acceptance<\/strong>It&#039;s the ideal choice for those who value mobility, savings, and efficient digital management.<\/p>\n\n\n\n<p>Whether you are a long-term resident, an international professional or a student in Germany, the <strong>DKB Visa<\/strong> offers financial freedom with the security of a reliable and modern bank.<\/p>","protected":false},"excerpt":{"rendered":"<p>Se voc\u00ea est\u00e1 na Alemanha e procura um cart\u00e3o de cr\u00e9dito internacional, sem anuidade, com gest\u00e3o digital completa e benef\u00edcios extras para clientes ativos, o DKB Cash Visa Card \u00e9 uma das melhores op\u00e7\u00f5es do mercado financeiro alem\u00e3o. (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Perfeito para residentes, expatriados ou estudantes na Alemanha, o cart\u00e3o DKB&hellip;&nbsp;<a href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-dkb-cash-visa-na-alemanha\/\" rel=\"bookmark\"><span class=\"screen-reader-text\">How to Apply for the DKB Cash Visa Card in Germany<\/span><\/a><\/p>","protected":false},"author":3,"featured_media":1667,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-1666","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/comments?post=1666"}],"version-history":[{"count":3,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1666\/revisions"}],"predecessor-version":[{"id":1929,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1666\/revisions\/1929"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media\/1667"}],"wp:attachment":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media?parent=1666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/categories?post=1666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/tags?post=1666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}