{"id":1672,"date":"2025-07-30T12:55:19","date_gmt":"2025-07-30T15:55:19","guid":{"rendered":"https:\/\/naturegreenhub.com\/?p=1672"},"modified":"2025-10-09T09:21:42","modified_gmt":"2025-10-09T12:21:42","slug":"como-solicitar-o-cartao-postbank-visa-na-alemanha","status":"publish","type":"post","link":"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-postbank-visa-na-alemanha\/","title":{"rendered":"How to Apply for a Postbank Visa Card in Germany"},"content":{"rendered":"<p>THE <strong>Postbank Visa Card<\/strong> It is an excellent option for those who live in Germany and are looking for a practical, secure and internationally recognized credit card.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-dkb-cash-visa-na-alemanha\/?utm_content=botao-cartaodkb\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Request DKB Cash Visa Card \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another page)<\/p>\n\n\n\n<p>With free annual fees for the first year, digital features, and the support of one of the most traditional banks in the country, Postbank Visa combines the best of banking tradition with the convenience of the digital age.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u2705 Step by Step Guide to Applying for a Postbank Visa Card<\/h2>\n\n\n\n<p><strong>1. Open a current account at Postbank<\/strong><br>The Visa card is exclusive to bank customers. To apply, you must open a checking account (Postbank Girokonto), which can be done online or in person at a branch.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the Postbank Portal \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<p>\ud83d\udccc <em>Tip: The account can be opened digitally with video identity verification (Video-Ident).<\/em><\/p>\n\n\n\n<p><strong>2. Access your account and go to the cards section<\/strong><br>After activating your account, log in to Postbank Banking &amp; Brokerage (via browser or app) and go to the cards tab (\u201cKreditkarten\u201d).<\/p>\n\n\n\n<p><strong>3. Choose the Visa Classic card<\/strong><br>The Postbank Visa Card Classic offers a fee waiver for the first year. Click &quot;Apply now&quot; to start the process.<\/p>\n\n\n\n<p><strong>4. Fill in your details and send the documents<\/strong><br>Enter your personal, professional, and financial details in the digital form and attach the requested documents.<\/p>\n\n\n\n<p><strong>5. Perform identity verification<\/strong><br>Validation can be done via video call (Video-Ident) or in person at a Postbank branch with a valid identity document.<\/p>\n\n\n\n<p><strong>6. Wait for approval and the card to be sent<\/strong><br>After reviewing your profile, the card will be approved and shipped to your address in Germany. The average delivery time is 5 to 10 business days.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcc4 Documents Required for Application<\/h2>\n\n\n\n<p>Have the following documents ready to expedite your application:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Valid identity document (Passport or Personalausweis)<\/li>\n\n\n\n<li>Proof of residence in Germany (Anmeldung or official correspondence)<\/li>\n\n\n\n<li><strong>Steuer-ID<\/strong> (German tax identification number)<\/li>\n\n\n\n<li>Proof of income (recent payslip, employment contract or bank statement)<\/li>\n<\/ul>\n\n\n\n<p>This information is used for identity verification and credit analysis with Schufa.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.postbank.de\/privatkunden\/produkte\/konten-karten\/kreditkarten\/mastercard-gold.html\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the Postbank Portal \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcb0 Postbank Visa Card Fees and Conditions<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annuity:<\/strong> Free in the 1st year<\/li>\n\n\n\n<li><strong>From the 2nd year onwards:<\/strong> Standard fee of approximately \u20ac29.00 (with the possibility of exemption upon use or linked account)<\/li>\n\n\n\n<li><strong>Shopping abroad:<\/strong> Conversion rate of ~1.85%<\/li>\n\n\n\n<li><strong>Credit card withdrawals:<\/strong> There may be an additional cost depending on the location or ATM.<\/li>\n\n\n\n<li><strong>Invoice installment:<\/strong> Available for some profiles (with interest applied)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcf1 Digital Features<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Full access via the Postbank Banking &amp; Brokerage app<\/li>\n\n\n\n<li>Compatible with <strong>Apple Pay<\/strong> and <strong>Google Pay<\/strong><\/li>\n\n\n\n<li>Two-factor authentication (2FA)<\/li>\n\n\n\n<li>Real-time notifications<\/li>\n\n\n\n<li>Virtual card available for immediate use in online purchases<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Postbank Visa: Security and Convenience with German Tradition<\/h2>\n\n\n\n<p>THE <strong>Postbank Visa Card<\/strong> It is a practical solution for those who want flexibility in their daily lives and security when traveling internationally.<\/p>\n\n\n\n<p>You have at your disposal:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>An efficient credit card<\/li>\n\n\n\n<li>In-person support at various branches in Germany<\/li>\n\n\n\n<li>A modern digital system for full control via smartphone<\/li>\n<\/ul>\n\n\n\n<p>If you&#039;re looking for a card with real benefits, a free first-year fee, and the reliability of a traditional German bank, the Postbank Visa is the ideal choice for your finances.<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>O Cart\u00e3o Postbank Visa \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e busca um cart\u00e3o de cr\u00e9dito pr\u00e1tico, seguro e com reconhecimento internacional. (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Com anuidade gratuita no primeiro ano, funcionalidades digitais e o suporte de um dos bancos mais tradicionais do pa\u00eds, o Postbank Visa une o&hellip;&nbsp;<a href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-postbank-visa-na-alemanha\/\" rel=\"bookmark\"><span class=\"screen-reader-text\">How to Apply for a Postbank Visa Card in Germany<\/span><\/a><\/p>","protected":false},"author":3,"featured_media":1673,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-1672","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1672","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/comments?post=1672"}],"version-history":[{"count":2,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1672\/revisions"}],"predecessor-version":[{"id":1928,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1672\/revisions\/1928"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media\/1673"}],"wp:attachment":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media?parent=1672"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/categories?post=1672"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/tags?post=1672"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}