{"id":1718,"date":"2025-07-30T17:32:08","date_gmt":"2025-07-30T20:32:08","guid":{"rendered":"https:\/\/naturegreenhub.com\/?p=1718"},"modified":"2025-10-09T09:20:07","modified_gmt":"2025-10-09T12:20:07","slug":"como-solicitar-o-cartao-targobank-classic-visa-na-alemanha","status":"publish","type":"post","link":"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-targobank-classic-visa-na-alemanha\/","title":{"rendered":"How to Apply for the Targobank Classic Visa Card in Germany"},"content":{"rendered":"<p>THE <strong>Targobank Classic Visa Card<\/strong> is an excellent option for those who live in Germany and are looking for a <strong>credit card<\/strong> with <strong>easier access to credit<\/strong>, <strong>in-person service<\/strong> and <strong>full digital control<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-consorsbank-visa-na-alemanha\/?utm_content=botao-cartaoconsorbank\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Request Consorsbank Visa Card \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another page)<\/p>\n\n\n\n<p>If you want a card with <strong>installment purchases<\/strong> and <strong>international acceptance<\/strong>, the <strong>Targobank Visa<\/strong> may be the ideal choice. Below, we explain <strong>step by step<\/strong> to request it and the <strong>main information<\/strong> what you need to know before ordering yours.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u2705 <strong>Step by Step Guide to Requesting the Targobank Classic Visa Card<\/strong><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\">1. <strong>Visit the official Targobank website<\/strong><\/h4>\n\n\n\n<p>Go to the official Targobank website and select <strong>\u201cCredit Cards\u201d<\/strong> in the menu. Then choose the model <strong>\u201cClassic Visa\u201d<\/strong> and click on <strong>\u201cJetzt beantragen\u201d<\/strong> to start the application process.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.targobank.de\/de\/index.html\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the Targobank Portal \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2. <strong>Fill out the form with your details<\/strong><\/h4>\n\n\n\n<p>Enter the following information:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Personal<\/strong>: name, address, nationality<\/li>\n\n\n\n<li><strong>Professionals<\/strong>: employment, monthly income<\/li>\n\n\n\n<li><strong>Bankers<\/strong>: if you have an account with Targobank, please also inform us<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">3. <strong>Identity verification<\/strong><\/h4>\n\n\n\n<p>Verification can be done in two ways:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Video-Ident<\/strong>: video verification<\/li>\n\n\n\n<li><strong>PostIdent<\/strong>: in person at a Targobank or Post Office branch<\/li>\n<\/ul>\n\n\n\n<p>Have yours on hand <strong>passport<\/strong> or <strong>official document with photo<\/strong>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">4. <strong>Digitally sign the contract<\/strong><\/h4>\n\n\n\n<p>After submitting the documents, you can sign <strong>digitally<\/strong> the contract and wait for approval.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">5. <strong>Receive the card at home<\/strong><\/h4>\n\n\n\n<p>After approval, the card will be sent to your registered address, usually in <strong>5 to 10 business days<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcc4 <strong>Documents Required to Apply for the Targobank Classic Visa Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Valid identity document<\/strong>: Passport or Personalausweis (German identity document)<\/li>\n\n\n\n<li><strong>Proof of residence in Germany<\/strong>: Anmeldung (address registration)<\/li>\n\n\n\n<li><strong>German tax number (Steuer-ID)<\/strong><\/li>\n\n\n\n<li><strong>Proof of monthly income<\/strong>: recent payslip, employment contract or bank statement<\/li>\n<\/ul>\n\n\n\n<p><strong>Important<\/strong>: Targobank will perform a credit analysis (Schufa). Therefore, it is essential to maintain your <strong>up-to-date financial data<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.targobank.de\/de\/index.html\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the Targobank Portal \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcb0 <strong>Targobank Classic Visa Card Fees and Conditions<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annuity<\/strong>: \u20ac30 per year\n<ul class=\"wp-block-list\">\n<li><strong>Promotional exemption<\/strong>: In some cases, the first year may be <strong>free<\/strong>, depending on campaigns or your customer profile.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>ATM withdrawals<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>Within Germany<\/strong>: \u20ac3.50 per withdrawal (except at Targobank ATMs, where they may be free).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Shopping outside the euro zone<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>Currency conversion rate<\/strong>: 1.85% on the transaction value.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Invoice installment (revolving credit)<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>Fees<\/strong>: from 13,62% per year (interest varies according to credit analysis and customer conditions).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcf1 <strong>Digital Features<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Targobank Mobile App<\/strong>: available for <strong>iOS<\/strong> and <strong>Android<\/strong>, you can track your balance, limit, installments and invoices in real time.<\/li>\n\n\n\n<li><strong>Two-factor authentication<\/strong>: to ensure security in your online purchases, with technology <strong>Visa Secure (3D Secure)<\/strong>.<\/li>\n\n\n\n<li><strong>Virtual card<\/strong>: Use the virtual card for online purchases before receiving the physical card.<\/li>\n\n\n\n<li><strong>Service<\/strong>: available via <strong>chat<\/strong>, <strong>telephone<\/strong> or <strong>physical agencies<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udfc1 <strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>THE <strong>Targobank Classic Visa Card<\/strong> is a <strong>traditional credit card<\/strong> focusing on <strong>affordable credit<\/strong> and <strong>in-person service<\/strong>, ideal for those looking for <strong>installment purchases<\/strong>, <strong>digital security<\/strong> and <strong>practical control<\/strong>.<\/p>\n\n\n\n<p>With <strong>online application 100%<\/strong>, <strong>service in more than 300 agencies<\/strong> and modern security and digital management features, the Targobank Classic Visa is an excellent choice for those looking for a model <strong>hybrid<\/strong> between <strong>digital and traditional bank<\/strong>.<\/p>","protected":false},"excerpt":{"rendered":"<p>O Targobank Classic Visa Card \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e busca um cart\u00e3o de cr\u00e9dito com acesso facilitado ao cr\u00e9dito, atendimento presencial e controle digital completo. (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Se voc\u00ea deseja um cart\u00e3o com parcelamento de compras e aceita\u00e7\u00e3o internacional, o Targobank Visa pode ser a&hellip;&nbsp;<a href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-targobank-classic-visa-na-alemanha\/\" rel=\"bookmark\"><span class=\"screen-reader-text\">How to Apply for the Targobank Classic Visa Card in Germany<\/span><\/a><\/p>","protected":false},"author":3,"featured_media":1719,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-1718","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1718","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/comments?post=1718"}],"version-history":[{"count":2,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1718\/revisions"}],"predecessor-version":[{"id":1921,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1718\/revisions\/1921"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media\/1719"}],"wp:attachment":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media?parent=1718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/categories?post=1718"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/tags?post=1718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}