{"id":1725,"date":"2025-07-31T11:39:23","date_gmt":"2025-07-31T14:39:23","guid":{"rendered":"https:\/\/naturegreenhub.com\/?p=1725"},"modified":"2025-10-09T09:19:51","modified_gmt":"2025-10-09T12:19:51","slug":"como-solicitar-o-cartao-1822direkt-visa-na-alemanha","status":"publish","type":"post","link":"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-1822direkt-visa-na-alemanha\/","title":{"rendered":"How to Apply for the 1822direkt Visa Card in Germany"},"content":{"rendered":"<p>THE <strong>1822direkt Visa Card<\/strong>, issued by the renowned <strong>Frankfurter Sparkasse<\/strong>, is an excellent option for those looking for a credit card with no annual fee (with minimal usage), international acceptance and modern features.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-targobank-classic-visa-na-alemanha\/?utm_content=botao-cartaotargobank\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Request Targobank Classic Visa Card \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another page)<\/p>\n\n\n\n<p> Perfect for those living in Germany, whether students, professionals, or foreigners, the card offers the convenience of being a digital 100%, with a simple and quick online application. Furthermore, it&#039;s linked to a digital account, ensuring practical and secure management of your finances.<\/p>\n\n\n\n<p> The combination of the tradition of a public bank with the innovation of digital services makes this card a great choice for those who want to avoid annual fees, but without giving up benefits like advanced security and wide acceptance.<\/p>\n\n\n\n<p> If you want an easy-to-use, efficient, and hassle-free card, <strong>1822direkt Visa Card<\/strong> is the ideal solution. To request yours, just follow the simple steps we&#039;ve prepared for you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Step by Step Guide to Applying for the 1822direkt Visa Card<\/h2>\n\n\n\n<h4 class=\"wp-block-heading\">1. Access the Official 1822direkt Website<\/h4>\n\n\n\n<p>The first step to requesting your card is to access the <strong>1822direkt official website<\/strong>. On the website, you will find the option to open your account, which is a prerequisite for obtaining the card.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.1822direkt.de\/\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the 1822direkt Portal \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2. Choose the Right Account<\/h4>\n\n\n\n<p>To be entitled to the <strong>1822direkt Visa Card<\/strong>, you need to open a checking account. You can choose between accounts <strong>\u201c1822MOBILE\u201d<\/strong> or <strong>\u201c1822direkt Girokonto Klassik\u201d<\/strong>, both available online and with access to the banking app.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3. Complete the Account Opening Form<\/h4>\n\n\n\n<p>You will need to fill out a form with your personal details, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Full name<\/li>\n\n\n\n<li>Address in Germany<\/li>\n\n\n\n<li>Email and phone<\/li>\n\n\n\n<li>Occupation and financial data (such as your monthly income and employer)<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">4. Verify Your Identity<\/h4>\n\n\n\n<p>Identity verification can be performed in two ways:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Video-Ident<\/strong>: Make a video call with your ID.<\/li>\n\n\n\n<li><strong>PostIdent<\/strong>: Verification can be done at the Post Office, quickly and securely.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">5. Wait for Approval and Receive Your Card<\/h4>\n\n\n\n<p>After your request has been reviewed, your account will be opened and you will receive the <strong>1822direkt Visa Card<\/strong> directly to the registered address.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.1822direkt.de\/\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the 1822direkt Portal \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Documents Required to Request the Card<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Valid identity document<\/strong>: It could be the <strong>passport<\/strong> or the <strong>ID card<\/strong> recognized in Germany.<\/li>\n\n\n\n<li><strong>Proof of residence<\/strong>: A document that confirms your current address, such as <strong>Anmeldung<\/strong>.<\/li>\n\n\n\n<li><strong>Tax ID number (Steuer-ID)<\/strong>: Recommended for the bureaucratic and legal part.<\/li>\n\n\n\n<li><strong>Proof of income<\/strong>: May be required for credit assessment in some cases.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">1822direkt Visa Card Fees and Conditions<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annuity<\/strong>: The card is <strong>free<\/strong> provided it is used at least once a year. Otherwise, an annual fee will be charged. <strong>\u20ac29,90<\/strong>.<\/li>\n\n\n\n<li><strong>ATM withdrawals in Germany<\/strong>: <strong>Free<\/strong> at the cash registers <strong>Sparkasse<\/strong> (Sparkassen-Verbund network). Outside this network, a fee may apply.<\/li>\n\n\n\n<li><strong>Withdrawals abroad<\/strong>: Allowed, but subject to a fee of approximately <strong>1,75%<\/strong> of the amount withdrawn for withdrawals outside the euro zone.<\/li>\n\n\n\n<li><strong>Purchases in foreign currency<\/strong>: The conversion rate is <strong>1,75%<\/strong> on the value of the purchase made outside the euro zone.<\/li>\n\n\n\n<li><strong>Linked account (1822direkt Girokonto)<\/strong>: Free if there is a minimum monthly movement of <strong>\u20ac700<\/strong>. Otherwise, a monthly maintenance fee may be charged.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Digital Features and Additional Resources<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>App 1822direkt<\/strong> (iOS and Android): Track your spending, set limits, block your card, activate transaction alerts, and control your account in real time.<\/li>\n\n\n\n<li><strong>Apple Pay and Google Pay<\/strong>: The card is fully compatible with these contactless payment systems.<\/li>\n\n\n\n<li><strong>3D Secure (Visa Secure)<\/strong>: Provides additional protection for online purchases with two-factor authentication.<\/li>\n\n\n\n<li><strong>Real-Time Notifications<\/strong>: Receive immediate alerts about any transactions made with your card.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>THE <strong>1822direkt Visa Card<\/strong> is an excellent option for those living in Germany looking for an affordable, secure, and modern credit card. With no annual fee for minimum use, free withdrawals from Sparkasse ATMs, and a convenient digital platform, it&#039;s ideal for students, young professionals, and expats who want complete control over their finances.<\/p>\n\n\n\n<p>Request yours <strong>1822direkt Visa Card<\/strong> It&#039;s simple and quick \u2014 just follow the steps above and enjoy the benefits of an efficient, hassle-free credit card.<\/p>","protected":false},"excerpt":{"rendered":"<p>O 1822direkt Visa Card, emitido pela renomada Frankfurter Sparkasse, \u00e9 uma excelente op\u00e7\u00e3o para quem busca um cart\u00e3o de cr\u00e9dito sem anuidade (com uso m\u00ednimo), aceita\u00e7\u00e3o internacional e recursos modernos. (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Perfeito para quem mora na Alemanha, seja estudante, profissional ou estrangeiro, o cart\u00e3o oferece a conveni\u00eancia de ser 100%&hellip;&nbsp;<a href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-1822direkt-visa-na-alemanha\/\" rel=\"bookmark\"><span class=\"screen-reader-text\">How to Apply for the 1822direkt Visa Card in Germany<\/span><\/a><\/p>","protected":false},"author":3,"featured_media":1726,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-1725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/comments?post=1725"}],"version-history":[{"count":2,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1725\/revisions"}],"predecessor-version":[{"id":1920,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1725\/revisions\/1920"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media\/1726"}],"wp:attachment":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media?parent=1725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/categories?post=1725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/tags?post=1725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}