{"id":1755,"date":"2025-07-31T17:28:12","date_gmt":"2025-07-31T20:28:12","guid":{"rendered":"https:\/\/naturegreenhub.com\/?p=1755"},"modified":"2025-10-09T09:18:37","modified_gmt":"2025-10-09T12:18:37","slug":"como-solicitar-o-cartao-dkb-visa-na-alemanha","status":"publish","type":"post","link":"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-dkb-visa-na-alemanha\/","title":{"rendered":"How to Apply for a DKB Visa Card in Germany"},"content":{"rendered":"<p>If you are looking for a free credit card, easy to manage and with real benefits, the <strong>DKB Visa<\/strong> is an excellent option. Issued by <strong>Deutsche Kreditbank (DKB)<\/strong>, he offers <strong>annual fee exemption<\/strong>, allowing you to enjoy all the benefits with no annual fees. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-n26-mastercard-na-alemanha\/?utm_content=botao-cartaon26\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Request N26 Mastercard \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another page)<\/p>\n\n\n\n<p>Complete control over your finances is directly via the app, which offers simple and efficient management of your expenses. Furthermore, the DKB Visa is widely <strong>internationally accepted<\/strong> and allows <strong>free withdrawals<\/strong> at ATMs, both in Germany and abroad. <\/p>\n\n\n\n<p>With these advantages, the <strong>DKB Visa<\/strong> It is ideal for those looking for practicality, economy and great value for money.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Step by Step Guide to Applying for a DKB Visa Card<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Visit the Official DKB Website<\/strong><br>Go to the DKB website and click on the option to open a <strong>DKB-Cash account<\/strong> (current account), which already includes the <strong>free Visa card<\/strong>.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.dkb.de\/privatkunden\/karten\/visa-kreditkarte-auswahl\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the DKB Portal \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fill in your details<\/strong><br>Provide your personal information, such as your name, address, email address, and phone number. You&#039;ll also need to upload scanned documents, such as <strong>proof of identity<\/strong> and <strong>proof of residence<\/strong>.<\/li>\n\n\n\n<li><strong>Identity Verification<\/strong><br>DKB performs identity validation in a <strong>100% online<\/strong>. You can do this through a <strong>video call<\/strong> or <strong>PostIdent<\/strong>, which can be done at any post office.<\/li>\n\n\n\n<li><strong>Wait for Approval<\/strong><br>After your request has been reviewed, you will receive your <strong>active DKB account<\/strong> and the <strong>Visa card<\/strong> will be sent to your address in Germany.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Documents Required to Apply for the DKB Visa Card<\/strong><\/h2>\n\n\n\n<p>To open your DKB account and request the <strong>DKB Visa<\/strong>, you will need to present:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Valid identity document<\/strong>: Passport or <strong>German identity card (Personalausweis)<\/strong> or other European Union identification document.<\/li>\n\n\n\n<li><strong>Proof of residence in Germany<\/strong>: It could be the <strong>Anmeldung<\/strong> (official address registration) or a rental agreement.<\/li>\n\n\n\n<li><strong>Proof of income<\/strong>: It could be a <strong>employment contract<\/strong>, <strong>bank statement<\/strong> or <strong>proof of social benefit<\/strong>.<\/li>\n\n\n\n<li><strong>Tax ID number (Steuer-ID)<\/strong>: Required for banking and legal purposes in Germany.<\/li>\n<\/ul>\n\n\n\n<p>These documents are required to ensure that the application complies with German banking regulations.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-primary\"><a class=\"wp-block-button__link has-background has-medium-font-size has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.dkb.de\/privatkunden\/karten\/visa-kreditkarte-auswahl\" style=\"border-style:none;border-width:0px;border-radius:34px;background-color:#28a745;padding-top:var(--wp--preset--spacing--20);padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0\">Access the DKB Portal \ud83d\udc49<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\">(You will be redirected to another website)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>DKB Visa Card Fees<\/strong><\/h2>\n\n\n\n<p>THE <strong>DKB Visa<\/strong> is known for its <strong>transparent policy<\/strong> of fees. Here are the key details:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annuity<\/strong>: <strong>Free<\/strong> for active customers (with a minimum movement of \u20ac700 per month).<\/li>\n\n\n\n<li><strong>ATM withdrawals<\/strong>: <strong>Free in the euro zone<\/strong>. Outside the euro zone, there may be <strong>conversion rates<\/strong>.<\/li>\n\n\n\n<li><strong>International purchases<\/strong>: Rate of <strong>2,20%<\/strong> for transactions outside the euro zone (except for active customers).<\/li>\n\n\n\n<li><strong>Account maintenance<\/strong>: <strong>Free<\/strong> for those who move at least \u20ac700 per month.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>DKB Visa Card Benefits<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Full control via the DKB app<\/strong>: The application allows you to <strong>track your expenses<\/strong>, <strong>set limits<\/strong> and <strong>make payments<\/strong> easily and safely.<\/li>\n\n\n\n<li><strong>International acceptance<\/strong>: The <strong>Visa<\/strong> is accepted in millions of establishments worldwide, both physical and online.<\/li>\n\n\n\n<li><strong>Enhanced security<\/strong>: The card offers <strong>two-factor authentication (2FA)<\/strong>, ensuring greater protection against fraud.<\/li>\n\n\n\n<li><strong>Free withdrawals<\/strong>: Customers <strong>assets<\/strong> can do <strong>free withdrawals<\/strong> at ATMs both in Germany and abroad.<\/li>\n\n\n\n<li><strong>Modern features<\/strong>: The card offers <strong>lock\/unlock<\/strong> directly in the app, compatibility with <strong>Apple Pay<\/strong> and <strong>Google Pay<\/strong>, in addition to <strong>real-time notifications<\/strong> about transactions.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>THE <strong>DKB Visa<\/strong> is a <strong>excellent choice<\/strong> for those who live in Germany and want a card <strong>no annual fee<\/strong>, <strong>no hidden fees<\/strong> and with <strong>complete control<\/strong> through the app. The request is <strong>fully digital<\/strong>, and the card offers <strong>benefits<\/strong> as <strong>free withdrawals<\/strong>, <strong>control via app<\/strong> and <strong>advanced security<\/strong>.<\/p>\n\n\n\n<p>If you are looking for practicality, transparency and efficiency in your day to day life, <strong>DKB Visa<\/strong> is a <strong>reliable option<\/strong> to manage your finances.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>FAQ \u2013 DKB Visa Card<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Does the DKB Visa Card have an annual fee?<\/strong><br>No. The <strong>DKB Visa<\/strong> is exempt from annual fees for active customers, that is, for those who move at least <strong>\u20ac700 per month<\/strong>.<\/li>\n\n\n\n<li><strong>Can I use the DKB Visa abroad?<\/strong><br>Yes, the <strong>DKB Visa<\/strong> can be used for international purchases, both online and in physical stores. Customers <strong>assets<\/strong> do not pay additional fees for withdrawals outside the euro zone.<\/li>\n\n\n\n<li><strong>Do I need to have permanent residence in Germany to apply for the DKB Visa?<\/strong><br>Yes, you must prove your German residency. The bank may request documents such as: <strong>proof of residence<\/strong> and <strong>passport<\/strong>.<\/li>\n\n\n\n<li><strong>Does DKB Visa offer a rewards program?<\/strong><br>Although the card does not have a fixed points program, it offers <strong>cashback benefits<\/strong> and seasonal promotions, as well as partnerships with retailers.<\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"<p>Se voc\u00ea est\u00e1 buscando um cart\u00e3o de cr\u00e9dito gratuito, f\u00e1cil de controlar e com benef\u00edcios reais, o DKB Visa \u00e9 uma excelente op\u00e7\u00e3o. Emitido pelo Deutsche Kreditbank (DKB), ele oferece isen\u00e7\u00e3o de anuidade, permitindo que voc\u00ea aproveite todos os benef\u00edcios sem taxas anuais. (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) O controle total das suas finan\u00e7as&hellip;&nbsp;<a href=\"https:\/\/naturegreenhub.com\/en\/financas\/como-solicitar-o-cartao-dkb-visa-na-alemanha\/\" rel=\"bookmark\"><span class=\"screen-reader-text\">How to Apply for a DKB Visa Card in Germany<\/span><\/a><\/p>","protected":false},"author":3,"featured_media":1757,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-1755","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/comments?post=1755"}],"version-history":[{"count":2,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1755\/revisions"}],"predecessor-version":[{"id":1915,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/posts\/1755\/revisions\/1915"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media\/1757"}],"wp:attachment":[{"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/media?parent=1755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/categories?post=1755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/naturegreenhub.com\/en\/wp-json\/wp\/v2\/tags?post=1755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}